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Hampshire Pension Services

Administering the Local Government Pension Scheme, Police and Fire schemes

Fire pension schemes - deferred members

Leaving or opting out

Your pension will become deferred (frozen) when you leave service or opt out of the FPS. Its value is index linked.

  • your pension will normally be payable at age 60.
  • it may be paid from any age on ill health grounds.
  • you may transfer your pension to another pension scheme.
  • we will send you a statement each year - please write to us if you change address.

Paying your pension

Please contact us three months before your deferred pension is due to be paid. You will need to complete a retirement declaration form. See the page about retirement to find out more.


How your pension is worked out

Your pension is calculated as though you had worked to normal pension age and then adjusted to reflect the service you actually built up.

If you could have completed 30 years by your normal pension age and your final pay was £27,000:

Example

Calculation

Pension is worked out as if you had worked to normal pension age: (20 x 1/60) + (10 x 2/60) x £27,000 = £18,000
Then it is adjusted to reflect your actual service, so if you had 5 years' service your pension would be: 5/30 x £18,000 = £3,000 a year
  

If you have any part time service, your pension will be worked out as if you were whole time throughout and then adjusted to reflect your part time service.


If you die

Your husband, wife, civil partner and any eligible children may receive a pension if you die. You can find out more on our page about death benefits.

 

Deferred NFPS benefits

Your pension benefits became deferred when you left the New Firefighters' Pension Scheme. Their value is index linked.

  • Your deferred benefits will normally be payable at age 65.

  • You can ask your authority to pay your deferred benefits from age 55, however they would be reduced for early payment.

  • Your deferred pension may be paid from any age on ill health grounds.

  • You may be able to transfer the benefits to another pension scheme. Please approach your new pension provider to investigate this.

  • We will send you a deferred benefit statement each year - please write to us if you change address.

Re-engaging as firefighter

If you re-engage as a firefighter you will be enrolled into the New Firefighters' Pension Scheme. You could choose to combine your deferred benefits with your new pensionable service.

If you have rejoined Hampshire Fire and Rescue Authority and would like to combine your benefits please contact Pensions Services, otherwise contact your new employer.

Paying your pension

Please contact us three months before your deferred pension benefits are due to be paid.

If you die

Your partner and any eligible children may receive a pension if you die. You can find out more on our page about death benefits.